Call us TODAY on 1300 361 051 to organise a pre-approval before June 30.
Time to review your insurances. Now is a great time to go through all of your insurances and find yourself a great insurance broker and get a quote to make sure you're properly covered but also that you're not paying more than you should be for your insurance. If you don't have a good insurance broker then you are welcome to give ours a call. They're located in Country Victoria and provide good old fashion customer service and advice. They're Johansen Insurance Brokers. Their number is 03 5721 7655. If you're looking for personal insurance (house, car etc) ask for Scott Norton. If you have a business then ask for Paul Mitchell.
Life insurance, income protection insurance and tpd insurance. If you don't have a good financial planner who can review these then it's time you found one! Please give us a call and we can pass on some details. These can often be done through your superannuation fund so this is a good place to start. These are essential for anyone who has children or dependents because if something happens to you and you are a major income contributor for your family you could leave your family in dire straights and we know that's not what you want.
The other important insurance is private health insurance. This is one of those insurances that you often wonder if it's worth it. Australia has one of the best public health systems on the planet. Seriously. Get sick, or have an accident, and you’ll get great treatment in a public hospital, free of charge. If you want to review your private health insurance then this is the website for you. Free independent advice. This is a government website and not one of the iselect type websites.
Happy reviewing and money saving.
During the month of April we are going to walk you through some things you should consider doing on an annual basis as part of a Financial Health Check.
First on that list is to REVIEW YOUR SUPER.
In case you weren't aware. It's global money week this week.
Following on from International Women's Day last week I thought it perfect that we talk about the importance of Women educating their children about money. You may think that sounds a little chauvinistic and why shouldn't it be a dad or a combined job. Why I think it's a great idea for Women to take on this role. We are great at imparting information and why not empower yourself and your child in the process talking and learning how to manage money. If you don't have children of your own then why not talk to your nephews, nieces, godchildren about money.
What is Global Money Week? It's an international campaign that promotes awareness around money and the importance of financial literacy. This years theme is 'Save Smart'.
Places you can start to teach your kids about money.
Just letting our customers know that we are in the process of a computer upgrade which will mean that our emails will need to migrate across to the new system. Our emails are likely to be down for an hour or so during this process so please be patient with us. Our phones are back online so if you'd like to discuss your loan or apply for another one then pick up the phone and give us a call on 1300 361 051.
Online security checklist
Internet Banking is accessible via any PC with Internet access. However, before using Internet Banking you should ensure the PC has up-to-date security software and is free from Viruses or Trojans.
Try to avoid shared computers, like those at an Internet cafe, because you won't always know if it's backed up with good security software.
Keep in mind when using other computers to download your bank statement, the browser may cache your information and make it available for other people to view. To avoid this please ensure you clear the cache at all times.
If you must use a shared computer, sign out properly and close the browser or application completely when you've finished.
Protect your computer
Protect your family
Protect your business
Updating your operating system on a regular basis is the first line of defence in keeping your computer secure. Updates (see if they can be automated) help prevent data loss, viruses and other potential risks. Microsoft Windows and Apple Mac OS are the most common operating systems.
Online virus scanners
F-Secure online scanner
Microsoft Security Essentials
McAfee Multi Access
Adriana Filipowski has a Masters in Professional Accounting, is a member of CPA and the MFAA.