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The new way to travel by Taxi

22/3/2014

 
Yes, this is completely un finance related and yes it's some ridiculous time of the morning and I can't sleep.   I just wanted to share with everyone a new app that I've come across and am about to try.  For someone like me who travels a lot I thought this was worth sharing.


The App to try this month.


Uber Taxi


It's a phone app that has it's own network of private drivers that operate in all cities all over the world.  That includes Melb and Sydney and probably coming to other Australian capital cities throughout the year.


Why use Uber?
When you open the app, it finds your location.  You type in your destination and you automatically get a quote for the fare.  You can then track the vehicle that is coming to pick you up.  The drivers generally have nicer cars than your standard taxi.  Your credit card will be automatically charged and you are then email a receipt.  


Best of all the pricing is not that far different to your standard Taxi.



You gotta love the internet for that!!
 

New Privacy Policies

17/3/2014

 
Just a quick note to all of our customers to let you know that we have updated our website to contain all of our new privacy policies.  These new policies supersede the old policies and comply with the new Privacy Legislation that has come into effect from the 12th of March 2014.  If you have any questions or would like to know more, simply email our Privacy Officer at privacy@villagefinance.com.au

Happy St Patricks Day

17/3/2014

 
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Just a quick note to all of our Irish customers.  We wish you a Happy St Pat's day and we hope you find a nice Leprechaun with a pot of gold that will make all of your financial dreams come true!!!!!

RBA cash rate to stay at 2.5%

4/3/2014

 
Statement by Glenn Stevens, Governor: Monetary Policy DecisionAt its meeting today, the Board decided to leave the cash rate unchanged at 2.5 per cent.

Growth in the global economy was a bit below trend in 2013, but there are reasonable prospects of a pick-up this year. The United States economy, while affected by adverse weather, continues its expansion and the euro area has begun a recovery from recession, albeit a fragile one. Japan has recorded a significant pick-up in growth, while China's growth remains in line with policymakers' objectives. Commodity prices have declined from their peaks but in historical terms remain high.

Financial conditions overall remain very accommodative. Long-term interest rates and most risk spreads remain low. Equity and credit markets are well placed to provide adequate funding, though for some emerging market countries conditions are considerably more challenging than they were a year ago.

In Australia, recent information suggests slightly firmer consumer demand and foreshadows a solid expansion in housing construction. Some indicators of business conditions and confidence have shown improvement and exports are rising. At the same time, resources sector investment spending is set to decline significantly and, at this stage, signs of improvement in investment intentions in other sectors are only tentative. Public spending is scheduled to be subdued.

The demand for labour has remained weak and, as a result, the rate of unemployment has continued to edge higher. Growth in wages has declined noticeably. If domestic costs remain contained, some moderation in the growth of prices for non-traded goods could be expected over time, which should keep inflation consistent with the target, even with lower levels of the exchange rate.

Monetary policy remains accommodative. Interest rates are very low and savers continue to look for higher returns in response to low rates on safe instruments. Credit growth remains low overall but is picking up gradually for households. Dwelling prices have increased significantly over the past year. The decline in the exchange rate seen to date will assist in achieving balanced growth in the economy, though the exchange rate remains high by historical standards.

Looking ahead, the Bank expects unemployment to rise further before it peaks. Over time, growth is expected to strengthen, helped by continued low interest rates and the lower exchange rate. Inflation is expected to be consistent with the 2–3 per cent target over the next two years.

In the Board's judgement, monetary policy is appropriately configured to foster sustainable growth in demand and inflation outcomes consistent with the target. On present indications, the most prudent course is likely to be a period of stability in interest rates.


RBA meeting again today

4/3/2014

 
Let's see if they keep rates on hold again this month.

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    Author

    Adriana Filipowski  has a Masters in Professional Accounting, is a member of CPA and the MFAA.

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